Before you apply, let’s see if HERO is available for your property.

What makes the HERO Program unique?

  • Based on Home Equity

    Approvals are based on the equity in your home, not your credit score.

  • Market Value Pricing

    We evaluate your project quote so you can feel confident you're paying a competitive price.

  • Invest Confidently in Your Home

    HERO offers support throughout every step of the home improvement process.

  • You Have the Final Say

    Our contractors have agreed to be paid only after you sign off that the project is complete to your satisfaction.

Thanks for applying for HERO!
We’re reviewing your application now.

Please do not close this browser window, or hit the back button. This process should take 2-5 min, thank you for waiting.

Congrats! Looks like HERO is available for your home.

Your Address.

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{{apply.address.City}}, {{apply.address.State}} {{apply.address.ZIPCode}}
Edit Address ›

Let’s get some information on each of the homeowners.

Do you have a contractor for your project?

Please select either Yes or No.

We just need you to confirm a few things before you apply.

Please select each of the checkboxes before submitting.

By submitting your application to participate in the HERO Program you have agreed to receive all communications regarding this application via email. If you do NOT wish to receive email communications from the Program and would prefer all communications to occur through the U.S. mail instead, please call 855-HERO-411.

Please enter the parcel number for

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Unfortunately, we cannot find your address in the County property addresses database. In order to validate that your property is within a HERO participating city or county, please enter your Parcel Number (Assessor’s Parcel Number(APN)). You can find your parcel number on your property tax bill or by entering your address in Zillow.

Please confirm your address

The County shows your property as:
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Multiple Addresses Found for


We found the following address match in the County property address database. Please select the address to confirm that it is indeed your property address or press countine to proceed using the address that you provided.

Please select an address above or click the edit address link.

Please confirm your address

The County shows your property as:
{{addressCtrl.fullAddress}}  |   Edit Address ›

Please confirm your address

The County shows your property as:
{{addressCtrl.fullAddress}}  |   Edit Address ›

Please verify the owners on the title.

We found the following owner(s) on the propery title. Please provide the necessary information for all owners to avoid any delays in processesing your application.

  • {{owner.FirstName}} {{owner.LastName}}

    Thank you! We have all the information we need on this homeowner.

  • {{owner.FirstName}} {{owner.LastName}}

    / /


  • {{owner.FirstName}} {{owner.LastName}} was not found on the property title.


Good news, your home is approved for up to ${{approved.ApprovedAmount}}!

This is how much HERO financing you can use to buy and install eligible products for your home at {{approved.address}}.

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  • {{approved.pageData.StatusData[0].HEROId}}
  • {{approved.pageData.StatusData[0].ApprovedThroughDate}}

Now, let’s find a contractor for your project

We can help you choose a contractor for your project from our network of HERO registered contractors. We'll also give you a call to go over your project details.


Find the right project to help you save

Whether you want to reduce your carbon footprint, water usage or utility bills, HERO helps make it happen. There are over one million eligible products geared towards helping you save.


Here's a rundown of next steps for your HERO project

  • 1

    Work with your contractor to pick products.

  • 2

    Choose your terms and sign your financing documents.

  • 3

    Start and complete your HERO project.

  • 4

    Make HERO payments through your property taxes.

We can't approve your home for the HERO program at this time.

To find out why and talk through next steps, give us a call at 855-437-6411.

Your home is conditionally approved for the HERO program.

Your application has been successfully submitted and is in review.

Why is my application in review?

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Next Steps

Our underwriting team is reviewing your applications and we'll call you from 855-437-6411 and email you shortly to talk about your application.

Your Contact Information

Phone: {{app.saveApplicationModel.ApplicationDTO.PropertyOwners[0].Phone1}}
Email: {{app.saveApplicationModel.ApplicationDTO.PropertyOwners[0].Email}}
If this information is incorrect, please call us at 855-437-6411

Our Hours Of Operation

Monday – Thursday: 8AM – 10PM
Friday: 8AM – 9PM
Saturday: 10AM – 8PM
Sunday: 10AM – 6PM

Error processing your application.

We're sorry. It appears you've encountered an error. You can refresh your browser to try again, if you continue to reach this page please contact us at 855-437-6411.

Our Hours Of Operation

Monday – Thursday: 8AM – 10PM
Friday: 8AM – 9PM
Saturday: 10AM – 8PM
Sunday: 10AM – 6PM
(in the property's time zone)